Financial Crisis And Basel Capital Adequacy Accords

Financial Crisis and Basel Capital Adequacy Accords Module identifier: AC30500 Student number: 149016382 Introduction: Financial crisis has been regarded as one of the most important issues in recent years, especially after the previous financial crisis during 2007-2009. As the impact of the financial crisis is growing, the way to restrain and prevent the financial crisis has become the main research direction. This essay is going to analysis the improvement of the financial market, thereby preventing and suppressing the occurrence of the financial crisis. Firstly, the background of the financial crisis will be introduced. Secondly, the main contributing factors of the financial crisis in 2008 are going to be discussed, for example, subprime mortgage problem, financial innovation problems, credit rating agencies problem within financial market. Thirdly, the role and influence of the Basel Accords are going to be analyzed, particularly looking at changes of capital adequacy through Basel I, II, and III. In the end, the relationship between Basel Accords and financial crisis are going to be explored, g oing through the Basal Accord’s impact on the financial market. Some of the main points of this essay are going to be summarized in the conclusion such as Basel Accords are helpful for stabilization of the financial market. Background: There are a lot of research indicated that start point of the previous financial crisis is from the US financial marketShow MoreRelatedIntroduction: The financial sector has been hit badly by the financial crisis in 2008. The1600 Words   |  7 PagesIntroduction: The financial sector has been hit badly by the financial crisis in 2008. 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